Lodi Homes under $500,000

Welcome to Lodi, California—a hidden gem nestled in the heart of San Joaquin County. Known for its picturesque landscapes, vibrant community, and rich agricultural heritage, Lodi offers a unique blend of small-town charm and modern amenities. With its beautiful parks, renowned wineries, and a bustling downtown filled with delightful shops and eateries, Lodi is the perfect place to call home.

For those seeking affordability without sacrificing quality, Lodi presents an enticing opportunity in the real estate market. With homes available for under $500,000, prospective buyers can find a variety of options that cater to different lifestyles and preferences. From cozy single-family homes to charming townhouses, Lodi’s housing landscape is diverse and welcoming. These affordable homes are not just budget-friendly; they also offer the chance to invest in a thriving community that boasts excellent schools, recreational facilities, and a strong sense of belonging.

Imagine enjoying weekends tasting world-class wines at local vineyards or exploring the scenic beauty of Lodi Lake. Families will appreciate the abundance of parks and playgrounds, while nature enthusiasts can take advantage of the nearby Mokelumne River and its outdoor adventures.

Whether you're a first-time buyer or looking to downsize, Lodi’s real estate market has something for everyone. With its affordable homes and vibrant community spirit, Lodi is not just a place to live; it’s a place to thrive. Come discover your perfect home in this charming California city!

Newest Lodi Homes under $500,000

$368,000

3 Beds ⋅ 2 Baths ⋅ 1,066 SqFt. ⋅ 226120352 MLS

Welcome to the Elm West community in Lodi! This 3-bedroom, 2-bath condo offers a wonderful opportunity to create a space that truly feels like your own. The functional floor plan features a cozy wood-burning fireplace, comfortable living spaces, and plenty of potential for thoughtful updates and personal touches. Step outside to a private, low-maintenance backyardperfect for morning coffee, a small garden, or relaxing at the end of the day without the upkeep of a large yard. Residents of Elm West also enjoy access to the community pool and patio area, offering a great place to unwind and enjoy warm Lodi days. Tucked within a small, quiet community, this home offers the ease of low-maintenance living while still providing three bedrooms and ample space to make your own. Whether you're looking for your first home, ready to simplify, or searching for a property with potential, this Elm West condo is ready for its next chapter.

2423 W Elm Street, Lodi

Listing courtesy of RE/MAX Gold Lodi.

$480,000

3 Beds ⋅ 2 Baths ⋅ 1,361 SqFt. ⋅ 226118573 MLS

This charming downtown residence spanning 1361 square feet is ready for you to move in and start making memories. This inviting home, with its enchanting Victorian style is more than just a house; it's a playful wink to history. Step inside and discover the fully remodeled kitchen with no expense spared featuring stone countertops, a wolf stove and built-in sub-zero refrigerator. Updates that reflect the character of the era make the living area inviting and relaxing. The 3 bedrooms, each a cozy haven perfect for sweet dreams and lazy mornings. A large backyard offers room for entertaining, barbequing and family fun and alley accesss parking. Imagine you are walking distance to Lodi's amazing downtown- including restaurants, coffee shops, tasting rooms and shopping at your whim. This home offers an idealic Lodi style, come take a look.

237 S Pleasant Avenue, Lodi

Listing courtesy of KW Central Valley.

$410,000

2 Beds ⋅ 1 Baths ⋅ 1,131 SqFt. ⋅ 226122176 MLS

This charming and wonderfully maintained home has so much character with 1131 square feet, two bedrooms and one full bathroom. The home features dual pane windows throughout, hard wood floors, central heat and air, as well as ceiling fans for year round comfort. The back bedroom is extra spacious, providing plenty of room to have your own private retreat. The kitchen has ample counter space for prepping and generous storage cabinets. There are built in cabinets in the hallway for added storage as well. The living room has a wonderful open feel with wood flooring and natural light from the large front window overlooking the cozy covered front porch. The covered patio in the backyard is perfect for relaxing or entertaining. There is also an area that would be ideal for a garden and the included storage shed is great for storing your garden tools. There is an extra wide driveway for parking cars or an RV. This is a wonderful opportunity to own a well-kept home with a great floor plan and room to make it your own!

328 W Turner Road, Lodi

Listing courtesy of Sherman & Associates RE.

$269,999

2 Beds ⋅ 1 Baths ⋅ 840 SqFt. ⋅ 226122268 MLS

Welcome to 445 Almond Dr. #13. This beautifully updated condo offers simple, comfortable living in Cambridge Place. This 2 bedroom, 1 bath single story unit has no neighbors above or below, making it feel a little more private and peaceful. Inside, you'll find updated flooring, inside laundry, refreshed cabinetry, a spacious living area with vaulted ceilings, and an updated bathroom with dual sinks. There's also a private patio, a detached garage, and an additional parking space. The location within the complex is especially convenient, with easy access to the entrance and nearby mailboxes. The HOA covers water, sewer, trash, exterior maintenance, and the roof taking several major maintenance items off your plate. Cambridge Place is FHA and VA approved, making this a great option for a first-time buyer, someone looking to downsize, or anyone wanting a low-maintenance place to call home.

445 Almond Drive Unit #13, Lodi

Listing courtesy of Konrad Real Estate.

$300,000

2 Beds ⋅ 1 Baths ⋅ 840 SqFt. ⋅ 226120861 MLS

Estate sale being sold as-is. No auction or court confirmation required. Fixer-upper surrounded by nicer homes in great area. Garage is currently configured as a storeroom or shop. Home would benefit from new kitchen, bath, and floor coverings. May also be potential for changing the layout, as well as other basic upgrades.

724 S School Street, Lodi

Listing courtesy of Dick Stepken Realtors.

$429,950

2 Beds ⋅ 1 Baths ⋅ 1,016 SqFt. ⋅ 226119603 MLS

If you'd seen this home a few years ago, when the current owners bought it, you would've kept on driving. It's been completely transformed from the most neglected house on the block to one of its biggest charmers. Every corner shows the love that's gone into it. Original crown molding and shuttered windows give it the timeless character of a classic cottage, and it's been thoughtfully updated where it counts: new windows throughout (2025), updated HVAC and bathroom plumbing within the last year, and a brand-new toilet. Step past the brick-lined walkway and covered front porch into a bright, welcoming living room that flows straight into a farmhouse-style kitchen custom cabinetry, tile counters, and a barn door that opens to the indoor laundry area, giving it real personality. The dining area, anchored by a breakfast bar bridging kitchen and table, is made for morning coffee and Sunday dinners alike. Two additional rooms add flexibility you don't expect in a home this size currently a nursery and a sunny front office with a picture window overlooking the neighborhood, but just as easily a hobby space or guest room. The bathroom has been refreshed with a new tiled shower surround. Out back is where this place really shines: a covered patio and fire pit overlook a fully fenced yard built for gardeners, with raised beds, a shady arbor, mature landscaping, and even a chicken coop for the homesteader in you the kind of backyard made for slow mornings with coffee and weekend evenings with family. A long driveway leads to a carport/garage for extra parking or storage. The neighborhood matches the house the kind of block where neighbors know each other by name, kids ride bikes after school, and people still wave from the yard. With its size, price point, and move-in-ready condition, this is the kind of home that makes sense for a first-time buyer all the charm of an older Lodi cottage without a project list attached. Come see what a difference love (and a little vision) can make. Schedule your showing today.

327 Eureka Avenue, Lodi

Listing courtesy of Hero Real Estate.

$189,900

2 Beds ⋅ 2 Baths ⋅ 1,200 SqFt. ⋅ 226119642 MLS

Rare opportunity in one of Lodi's most desirable 55+ manufactured home communities! This well-maintained 2-bedroom, 2-bath home is situated in one of the park's more unique and seldom-available locations, backing to a picturesque natural habitat where mature trees, wildlife, and the river beyond create a peaceful, one-of-a-kind setting. A spacious deck with both covered and open-air areas takes full advantage of the surroundings and provides a wonderful extension of the living space. Inside, you'll find generous, light-filled living areas and a comfortable floor plan with direct access to the deck. A truly special location within the community that rarely becomes available.

17 Rio Vista, Lodi

Listing courtesy of GUIDE Real Estate.

$499,900

3 Beds ⋅ 2 Baths ⋅ 1,407 SqFt. ⋅ 226118414 MLS

Welcome to this well-maintained 3-bedroom, 2-bath home nestled in an established and desirable neighborhood. Offering over 1,400 square feet of comfortable living space, this home combines classic charm with thoughtful updates. The inviting interior features beautiful original hardwood floors, a spacious kitchen with newer cabinets, granite countertops, a freestanding gas range, and built-in microwave. A wood-burning fireplace adds warmth and character to the living area. The property also offers a 2-car garage, automatic sprinkler systems in both the front and back yards, and a low-maintenance outdoor setting. The backyard features established fruit trees, including Mandarin, lemon, avocado, and pear, all conveniently maintained with drip irrigation. Well cared for and ready for its next owner, this home offers comfortable living, desirable amenities, and a great neighborhood setting. A property that truly deserves to be seen!

541 S Rose Street, Lodi

Listing courtesy of Berkshire Hathaway HomeServices-Drysdale Properties.

$399,900

2 Beds ⋅ 1 Baths ⋅ 1,002 SqFt. ⋅ 226113083 MLS

Welcome to 1325 Holly Drive, a charming home perfectly situated directly across from beloved Candy Cane Park in one of Lodi's established neighborhoods. Offering 2 bedrooms, 1 bathroom, 1,002 square feet of living space, and a spacious 7,200 square foot lot, this property blends timeless character with endless potential. Also offers a 2 car garage. Inside, you'll find original hardwood floors, abundant natural light, and a spacious living room highlighted by a classic wood-burning fireplace and large picture windows overlooking the backyard. The home's vintage character has been lovingly preserved, including its charming original kitchen and retro bathroom details that capture the style and craftsmanship of the era. The generous lot provides ample room for gardening, outdoor entertaining, future expansion possibilities, or simply enjoying the mature landscaping and shade trees. Whether you're looking to move right in, update to your personal taste, or invest in a prime Lodi location, this home presents a great opportunity. Per Seller: HVAC was replaced appx. 10 years ago, Water Heater replaced 2 years ago, the garbage disposal was replaced a couple of months ago and the breaker box was changed from fuses to breakers appx. 2 years ago.

1325 Holly Drive, Lodi

Listing courtesy of PMZ Real Estate.

$400,000

3 Beds ⋅ 2 Baths ⋅ 1,279 SqFt. ⋅ 226116860 MLS

A fantastic opportunity at a great price! This spacious 3 bedroom, 1.5 bathroom home offers approximately 1,279 square feet of living space and sits on a generously sized lot. The home needs TLC and updating, but it offers tremendous potential for a buyer ready to bring their vision and transform it into something special. The functional floor plan provides spacious living areas and plenty of possibilities for customization. Outside, the large backyard offers room to relax, entertain, garden, or create the outdoor space you have been envisioning. Conveniently located near Downtown Lodi, shopping, restaurants, parks, local wineries, and everyday essentials, with easy access to Highway 99. Whether you are a first time homebuyer looking to build equity or an investor searching for your next project, this property presents an exciting opportunity. Priced with its current condition in mind, this home is ready for someone willing to put in the work and unlock its full potential!

2 Park Street, Lodi

Listing courtesy of Amen Real Estate.

$419,900

3 Beds ⋅ 1 Baths ⋅ 1,128 SqFt. ⋅ 226115246 MLS

Motivated Seller - Cute 3 bedroom, 1 bath home located near Lodi Lake, Kitchen offers gas stove, granite counters, soft close drawers and new floors. cozy up with your wood burning fireplace. Backyard with built in BBQ and uncovered Patio, and Solar Paid. great for entertaining

1807 Holly Drive, Lodi

Listing courtesy of New Centuri Realty.

$499,000

3 Beds ⋅ 3 Baths ⋅ 1,632 SqFt. ⋅ 226113247 MLS

Spacious and inviting, 4 bedroom, or 3 bedrooms and an amazing office, 2.5 bath home offering 1,632 square feet of comfortable living space. Located on a quaint Lodi street with a great elementary school in easy walking distance, this home is also close to shopping, everyday amenities and the Lodi Lake recreation area, while still offering easy access to downtown Lodi. The kitchen has been nicely updated, LOVE the farmhouse sink and the solar-tube light above not to mention a great window over the sink, makes dishes more doable:) The primary and common bathrooms have also been very nicely updated. Beautiful flooring, upgraded window coverings and tasteful touches throughout add to the warm, comfortable feel of this home. The backyard is a great space for relaxing, entertaining and enjoying the outdoors, with a patio, covered patio areas with lighted ceiling fans, a wonderful garden area with raised beds and a handy tool shed. The lighted gazebo, set on a nice newer concrete pad, is amazing and creates another great spot to relax and enjoy the backyard. String lights along the fences add to the peaceful twilight feel. There's even some really great playground equipment that can stay with the property or go, depending on the buyer's preference. An electric vehicle charging circuit has also been installed for added convenience, and the refrigerator, washer and dryer are all included! A well cared for home with a functional floor plan, thoughtful updates and a great location - ready for its next owner!

701 Holly Drive, Lodi

Listing courtesy of Statesman Realty.

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